Realtor Resources

 

  • Click Here for the video on how Mortgage Interest Rates are Determined
  • Click Here for the VA non-allowable costs
  • Click Here for the HO-6 Condo Insurance Policy Simplified!
  • Click Here for the Rules for Dropping Mortgage Insurance
  • Click Here for the VA – The 8 Biggest Mistakes When Doing a VA Loan.
  • Click Here to watch a short video as I explain the details of this report.
  • Click Here to download the San Diego County Economic Profile for November 2010 (PowerPoint)
  • Click Here to download the National Association of Realtor’s Profile of Home Buyers and Sellers for 2009
  • Click Here to download the Appraisal Independence Requirements (AIR), Frequently Asked Questions (November 2010) Flyer
  • Click Here to download the Waiting Rules for FHA and VA for derogatory events such as bankruptcy and negative credit issues.
  • Click Here to download the Rules for buying a home for a family member.
  • Click Here to download the article, What You Need to Know About Seller Concessions and VA Loans
  • Click Here to download the article, FHA Short Sale Rules
  • Click Here to download The 3.8% Tax – Real Estate Scenarios & Examples.  This document explains the new 3.8% tax on some investment incomes which takes effect on January 1, 2013.
  • Click Here to watch the short video – “How a Non-US Citizen Can Get a Mortgage.”
  • Click Here to download the “Credits for Closing Costs” document. 
  • Click Here to download the “Maximum Seller Contribution Chart” for Freddie/Fannie/FHA/VA/USDA.
  • Click Here to download the article, “Research Looks at How Mortgage Deliquencies Affect FICO Scores.”
  • Click Here to download the FHA Condo Approval Requirement Checklist
  • Click Here to download Escrow for Repairs: Existing Homes, Escrow for Completion: New Homes – What Fannie Mae Requires
  • Click Here to download New Appraisal Standards Effective September 1 for Fannie Mae and Freddie Mac
  • Click Here to download EMD Letter for Realtors to Their Clients
  • Click Here for the VA loan limits